VSP Preferred Vision Plan by NCD

This plan covers routine eye exams, prescription lenses, frames, and contact lenses, plus discounts on lens enhancements and laser vision correction — all with no waiting periods and no medical exam required to enroll. Starts at $22.00/mo.

What this plan offers

• Underwritten by VSP
• No waiting periods — coverage starts on day one
• $200 frame allowance every 24 months
• No medical exam required

Plan Highlights

• Eye Exams — $20 copay
• Contact Lenses — $150 allowance
• Lenses — $25 copay
• Frames — $200 allowance
• Progressive Lenses — $50 copay

Plan Limits & Details

• Exam Copay: $20 copay per WellVision Exam®, every 12 months.
• Materials Copay: $25 copay for prescription lenses.
• Allowances: $200 frame allowance every 24 months (Extra $20 to spend on Featured Frame Brands); $150 contact lens allowance every 12 months.
• Waiting Periods: None — your coverage begins on the effective date.

Good fit if: You want affordable vision coverage with no waiting periods and access to VSP’s nationwide network for exams, glasses, and contacts.

Plan Details

Eye Exams

• WellVision Exam — Covered after $20 copay (in-network); up to $45 after $20 copay (out-of-network). Every 12 months.
• Contact Lens Exam — 15% savings on a contact lens exam (in-network). Every 12 months.

Lenses

• Single Vision Lenses — Covered after $25 copay (in-network); up to $30 (out-of-network). Every 12 months.
• Lined Bifocal Lenses — Covered after $25 copay (in-network); up to $50 (out-of-network). Every 12 months.
• Lined Trifocal Lenses — Covered after $25 copay (in-network); up to $65 (out-of-network). Every 12 months.
• Lenticular Lenses — Covered after $25 copay (in-network); up to $100 (out-of-network). Every 12 months.
• Progressive Lenses — Covered after $50 copay (in-network); up to $50 (out-of-network). Every 12 months.
• Impact-Resistant Lenses (children under 19) — Fully covered, no copay (in-network). Every 12 months.

Frames

• Frames — $200 allowance (in-network); up to $70 allowance (out-of-network). Every 24 months.

Contacts

• Contact Lenses (in lieu of glasses) — $150 allowance (in-network); $105 allowance (out-of-network), incl. fitting & evaluation. Every 12 months.

Frequently Asked Questions

How does this plan compare to other vision plans?

This plan offers guaranteed issue (no medical exam required) coverage with no waiting periods, plus access to VSP’s national network for exams, lenses, frames, and contacts.

Does my vision plan have any waiting periods?

There are no waiting periods! All benefits begin on your effective date.

What preventive services are included?

Your WellVision Exam is covered every 12 months (after a $20 copay). It’s a comprehensive exam that checks overall eye health and updates your prescription.

Can I use my current eye doctor?

You can use any VSP network provider — search by ZIP code at VSP’s provider locator, ask your provider, or call VSP Customer Care at (800) 877-7195 for details. You may also see an out-of-network provider, though out-of-pocket costs are typically higher and you’ll need to submit a claim.

Can I purchase a vision plan if my employer or health plan does not provide one?

Yes, anyone can take advantage of the Vision Plan.

What’s the best next step if I’m interested in this plan?

Start by checking if your eye doctor is in-network and reviewing what services matter most to you. When you’re ready, you can enroll online or speak with a licensed agent for help.

Exact pricing varies by location. This plan is not available in Washington state. Vision plans are underwritten by VSP Vision Care. VSP and WellVision Exam are registered trademarks of Vision Service Plan.