NCD Complete Dental Plan by MetLife

Get comprehensive dental coverage from day one, with strong benefits across all levels of care and increasing support for major services over time.

What This Plan Offers

• Underwritten by MetLife
• Immediate coverage for Preventive, Basic† and Major‡ services
• Increasing benefits over a 3 year period for Major‡ services
• High annual maximum for more comprehensive coverage

Plan Highlights

• Cleanings: 100%
• White (Resin Composite) Fillings†: 65%–Year 1, 80%–Year 2, 90%–Year 3+
• Crowns‡: 10%–Year 1, 50%–Year 2, 60%–Year 3+
• Root Canals‡: 10%–Year 1, 50%–Year 2, 60%–Year 3+
• Simple Extractions†: 65%–Year 1, 80%–Year 2, 90%–Year 3+

Plan Limits & Details

• Plan Maximum: $10,000 calendar year maximum, per insured person. Implant calendar year max (Inside Limit) — $3,000.
• Waiting Periods: Preventive, Basic† — none; Major‡ — none.
• Deductible: $100 per person lifetime deductible.
• Starting at $79.00/mo — Product availability and prices vary by state.

Good fit if:

You want dental coverage that starts right away, offers comprehensive benefits across all levels of care, and provides strong overall protection for both routine needs and more complex dental procedures.

Frequently Asked Questions

• How does this plan compare to other dental plans?
• Do the benefits increase over time?
• What Preventive services are included?
• Can I use my current dentist?
• Are there waiting periods or limitations I should know about?
• What’s the best next step if I’m interested in this plan?