NCD Smile by MetLife Benefits
Dental Coverage that Makes You Smile
Looking for clear options and outstanding coverage that comes with a plan you can count on? Check out NCD Smile by MetLife plans.
These unique plans allow you to pay a set dollar amount, or copay, for in-network services. Pricing is based on the zip code of your dental provider and the dental billing code your provider submits. Talk about simplicity! Our straightforward pricing gives everyone something to really smile about.
Plus, when you enroll in an NCD Smile by MetLife plan, you’ll gain access to benefits that go beyond great oral care. Backed by the National Wellness and Fitness Association (NWFA), NCD Smile by MetLife association dental plans provide members with great benefits, white-glove service, and industry-leading coverage, all underwritten by one of the most trusted names in the business: MetLife.
| Dental Benefits |  Talk to an Agent 469-780-4044 |  Talk to an Agent 469-780-4044 |
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| In-Network Benefits | Out-of-Network Benefits* | In-Network Benefits | Out-of-Network Benefits* |
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| Annual Maximum Benefit | $1,000 | $500 | $2,500 | $2,000 |
| Preventive Care (Type A) | Copay Pricing Based on Area Click Here for Copay Schedule | 55% Covered | Copay Pricing Based on Area Click Here for Copay Schedule | 85% Covered |
| Basic Care (Type B) | 25% Covered | 50% Covered | ||
| Major Care (Type C) | 25% Covered | 30% Covered | ||
| Deductible | $0 | $100 per individual / $300 per Family per year | $0 | $50 per individual / $150 per Family per year |
| *Out-of-network benefits are subject to coinsurance rates and are reimbursed based on Maximum Allowable Charge. The out-of-network Maximum Allowable Charge is equal to the in-network negotiated fee. Deductible must be paid before receiving benefits for preventive services out-of-network. | ||||
| Dental Benefits | |||
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| In-Network Benefits | Out-of-Network Benefits* | In-Network Benefits | Out-of-Network Benefits* |
| Annual Maximum Benefit | |||
| $1,000 | $500 | $2,500 | $2,000 |
| Preventive Care (Type A) | |||
| 55% Covered | 85% Covered | ||
| Basic Care (Type B) | |||
| 25% Covered | 50% Covered | ||
| Major Care (Type C) | |||
| 25% Covered | 30% Covered | ||
| Copay Pricing Based on Area | |||
| Click Here for Copay Schedule | Click Here for Copay Schedule | ||
| Deductible | |||
| $0 | $100 per individual / $300 per Family per year | $0 | $50 per individual / $150 per Family per year |
| *Out-of-network benefits are subject to coinsurance rates and are reimbursed based on Maximum Allowable Charge. The out-of-network Maximum Allowable Charge is equal to the in-network negotiated fee. Deductible must be paid before receiving benefits for preventive services out-of-network. | |||
Like most group benefits programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. You may be financially responsible for copayments, deductibles, or any other amounts in excess of those MetLife is required to pay for covered services as described in your dental certificate and/or policy. Ask your MetLife representative for costs and complete details.
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Learn More about NWFA Benefits Here
