NCD Bright 1500 Dental Plan by MetLife

Get coverage for Preventive, Basic, and Major dental care from day one, with stronger overall benefits and increasing support as you stay enrolled.

What This Plan Offers

• Underwritten by MetLife
• Immediate coverage for Preventive, Basic and Major* services
• Increasing benefits over time
• Higher annual maximum for added protection

Plan Highlights

• Cleanings: 90%–Year 1, 100%–Year 2+
• White (Resin Composite) Fillings: 50%–Year 1, 60%–Year 2, 70%–Year 3+
• Crowns: 10%–Year 1, 20%–Year 2+
• Root Canals: 10%–Year 1, 20%–Year 2+
• Simple Extractions: 10%–Year 1, 20%–Year 2+

Plan Limits & Details

• Plan Maximum: $1,500 calendar year maximum, per insured person.
• Waiting Periods: Preventive, Basic, Major — none
• Deductible: $100 per person for Basic and Major services.
• Starting at $34.00/mo — Product availability and prices vary by state.

Good fit if:

You want dental coverage that starts right away, offers solid annual benefits, and helps you manage the cost of both routine care and occasional more involved dental procedures.

Frequently Asked Questions

• How does this plan compare to other dental plans?
• Do the benefits increase over time?
• What Preventive services are included?
• Can I use my current dentist?
• Are there waiting periods or limitations I should know about?
• What’s the best next step if I’m interested in this plan?