NCD Elite 5000 Dental Plan by MetLife

Get coverage for everyday dental care from day one, with increasing benefits for Major services as you stay enrolled.

What This Plan Offers

• Underwritten by MetLife
• Immediate coverage for Preventive, Basic and Major* services
• Increasing benefits over a 2 year period for Major services
• Implant coverage available year 3

Plan Highlights

• Cleanings: 100%
• White (Resin Composite) Fillings: 80%
• Crowns: 10%–Year 1*, 50%–Year 2+
• Root Canals: 10%–Year 1*, 50%–Year 2+
• Simple Extractions: 80%

Plan Limits & Details

• Plan Maximum: $5,000 calendar year maximum, per insured person. Implant calendar year max (Inside Limit) — $2,500.
• Waiting Periods: Preventive, Basic, Major* — none; Implants — 24 months.
• Deductible: $50 per person / $150 per family calendar year deductible for Basic and Major services.
• Starting at $83.00/mo — Product availability and prices vary by state.

Good fit if:

You want dental coverage that starts right away, offers a high annual maximum, lets you choose your dentist, and delivers increasing value over time for Major dental care.

Frequently Asked Questions

• How does this plan compare to other dental plans?
• Do the benefits increase over time?
• What Preventive services are included?
• Can I use my current dentist?
• Are there waiting periods or limitations I should know about?
• What’s the best next step if I’m interested in this plan?