NCD Elite 3000 Dental Plan by MetLife

Get coverage for everyday dental care from day one, with increasing benefits for Major services as you stay enrolled.

What This Plan Offers

• Underwritten by MetLife
• Immediate coverage for Preventive, Basic and Major* services
• Increasing benefits over a 2 year period for Major services
• Implant coverage available year 3

Plan Highlights

• Cleanings: 100%
• White (Resin Composite) Fillings: 80%
• Crowns: 10%–Year 1*, 50%–Year 2+
• Root Canals: 10%–Year 1*, 50%–Year 2+
• Simple Extractions: 80%

Plan Limits & Details

• Plan Maximum: $3,000 calendar year maximum, per insured person. Implant calendar year max (Inside Limit) — $1,500.
• Waiting Periods: Preventive, Basic, Major* — none; Implants — 24 months.
• Deductible: $50 per person / $150 per family calendar year deductible for Basic and Major services.
• Starting at $74.00/mo — Product availability and prices vary by state.

Good fit if:

You want dental coverage that starts right away, provides solid annual benefits, and helps you manage the cost of both routine care and more involved dental procedures over time.

Frequently Asked Questions

• How does this plan compare to other dental plans?
• Do the benefits increase over time?
• What Preventive services are included?
• Can I use my current dentist?
• Are there waiting periods or limitations I should know about?
• What’s the best next step if I’m interested in this plan?