NCD Bright 1000 Dental Plan by MetLife

Get coverage for Preventive, Basic, and Major dental care from day one, with benefits that increase over time to help manage dental costs.

What This Plan Offers

• Underwritten by MetLife
• Immediate coverage for Preventive, Basic and Major* services
• Increasing benefits over time
• Simple coverage with a moderate annual maximum

Plan Highlights

• Cleanings: 90%–Year 1, 100%–Year 2+
• White (Resin Composite) Fillings: 50%–Year 1, 60%–Year 2, 70%–Year 3+
• Crowns: 10%–Year 1, 20%–Year 2+
• Root Canals: 10%–Year 1, 20%–Year 2+
• Simple Extractions: 10%–Year 1, 20%–Year 2+

Plan Limits & Details

• Plan Maximum: $1,000 calendar year maximum, per insured person.
• Waiting Periods: Preventive, Basic, Major — none
• Deductible: $100 per person for Basic and Major services.
• Starting at $29.00/mo — Product availability and prices vary by state.

Good fit if:

You want dental coverage that starts right away, helps keep routine care affordable, and provides a simple way to offset the cost of basic and occasional dental procedures.

Frequently Asked Questions

• How does this plan compare to other dental plans?
• Do the benefits increase over time?
• What Preventive services are included?
• Can I use my current dentist?
• Are there waiting periods or limitations I should know about?
• What’s the best next step if I’m interested in this plan?