NCD Value Dental Plan by MetLife

Get started with coverage for routine dental care, with additional benefits becoming available over time to support your dental needs.

What This Plan Offers

• Underwritten by MetLife
• Immediate coverage for Preventive services
• Coverage for Basic† and Major‡ services increases over time
• An affordable way to stay on top of your dental health

Plan Highlights

• Cleanings: 100%
• White (Resin Composite) Fillings†: 50%–Year 1, 65%–Year 2, 80%–Year 3+
• Crowns‡: 10%–Year 2, 25%–Year 3+
• Root Canals‡: 10%–Year 2, 25%–Year 3+
• Simple Extractions†: 50%–Year 1, 65%–Year 2, 80%–Year 3+

Plan Limits & Details

• Plan Maximum: $750 calendar year maximum, per insured person.
• Waiting Periods: Preventive, Basic† — none; Major‡ — 12 months.
• Deductible: $50 per person calendar year deductible for Basic† and Major‡ services.
• Starting at $35.00/mo

Good fit if:

You want dental coverage that starts right away, keeps routine care affordable, and provides a simple, budget-friendly way to stay on top of your dental health.

Frequently Asked Questions

• How does this plan compare to other dental plans?
• Do the benefits increase over time?
• What Preventive services are included?
• Can I use my current dentist?
• Are there waiting periods or limitations I should know about?
• What’s the best next step if I’m interested in this plan?